Terms of Use

Terms of Use

Visitors to this website are bound by the following Terms of Use ("Terms") so please read these carefully before proceeding.

This website is operated by IMF Bentham Pte. Limited ("IMF"). This "website" means the whole or any part of the web pages located at or directed to www.imf.sg, and includes the layout of this website; individual elements of this website's design; underlying code elements of the website; or text, sounds, graphics, animated elements or any other content of this website.

By accessing, using or browsing on this website, or by continuing to do so, you accept and agree to be bound by these Terms. In accepting these Terms, you agree that these Terms and IMF's Privacy Policy apply whenever you access or use this website.

IMF may at its sole discretion change these Terms from time to time. Any amendment will be effective immediately. Your use of this website after any amendment constitutes an agreement by you to comply with and be bound by the amended Terms.

Disclaimer

The content on this website is provided by IMF in good faith on an "as is" and "as available" basis for general information purposes only and is not intended to constitute or substitute legal or other professional advice. All articles, briefings, updates or other information available on this website are prepared so that they are current as at the date of writing. Information can rapidly become out of date. You must make your own assessment of the information on this website and rely on it wholly at your own risk.

IMF makes no representations about the suitability, reliability, timeliness, comprehensiveness or accuracy of the information, services and other content contained on this website. IMF may, from time to time, change or add to this website without notice. IMF does not undertake to keep this website updated. IMF is not liable to you or anyone else if errors occur in the information on this website or if that information is not up-to-date.

IMF cannot and does not guarantee that the content and the provision of the content of this website will always be correct or fault, error and virus free or that access to the website or third party websites will be uninterrupted. IMF does not accept liability for incorrect content or errors and omissions in this website or its content (whether of typographical, technical or other nature), but will endeavour to correct them as quickly as practicable after being notified or becoming aware of such error or omission. IMF will not be liable for any interference with or damage to your computer systems that may occur in connection with use of this website or a linked website, or for any data lost or any equipment or software replaced by you as a result of you using this website. You must take your own precautions to ensure that whatever you select for your use from this website is free of viruses or anything else (such as worms or trojan horses) that may interfere with or damage the operations of your computer systems.

To the maximum extent permitted by law, IMF will not be liable:

  • directly or indirectly in contract, tort, equity or otherwise for any damage whatsoever in connection with this website or any use of content provided on this website; and
  • to you or anyone else for any loss or damage, however caused which may be directly or indirectly suffered in connection with websites of other entities that are hyperlinked from this website.

To the extent permitted by law, IMF does not provide any representations or warranties relating to this website or its availability.

This general disclaimer is not restricted or modified by any specific warnings and disclaimers elsewhere on this website.

Security

IMF takes all reasonable steps to ensure the security of its systems. Any information which IMF holds for you is stored on secure servers. However, the possibility exists that the information could be unlawfully observed by a third party while the data is being transmitted over the internet or while stored on cloud based servers. IMF accepts no liability that may arise if any other persons obtain the information you submit to this website, subject to any negligence or breach of law on IMF's behalf.

Use

You agree that you will use this website responsibly and in compliance with all applicable laws.

You agree not to cause or knowingly allow others to cause any nuisance, annoyance or inconvenience, whether to IMF or any of its clients or users of the website by any means. You agree that you will not hack into this website or employ any robot, spider or other device or process to use this website for unauthorised purposes. You further agree that you will not take any action or do anything which imposes an unreasonable burden on the website.

IMF shall have the right (but not obligation) to in its sole discretion monitor, refuse or remove any content on the website. Without any limitation to the foregoing, IMF shall have the right to remove any content that violates these Terms.

If you are dissatisfied with any portion of the website, or with any of the Terms, your sole and exclusive remedy is to discontinue your use of the website.

User rights and intellectual property rights

All rights in this website and the content on this website including copyright, design rights, patents, inventions, knowhow, database rights, trade marks, source codes and any other intellectual property rights in any of the foregoing are owned by or licensed to IMF.

You are provided with access to this website only for your personal and non-commercial use. Other than for these permitted purposes, and for the purposes of and subject to the conditions prescribed under statutes that apply in your location, you may not, in any form or by any means:

  • adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of this website; or
  • commercialise any information, products or services obtained from any part of this website, without IMF's written permission.

You must not do or allow any third party to do anything which may infringe, damage or endanger IMF's intellectual property rights or the intellectual property rights of a third party in respect of this website.

Nothing contained on this website should be construed as granting any licence or right of use of any other person's or entity's trade mark which is displayed on this website without their express permission.

Links

This website may contain links to other websites. These links are provided solely for your convenience only and may not remain current or be maintained. IMF does not endorse, recommend or approve of any information, products or services referred to on such linked sites and assumes no responsibility for the contents of any other website to which this website offers links. When accessing these other sites, you will no longer be bound by these Terms, but will be bound by any terms and conditions posted on those websites. Your use of any link to a linked website is entirely at your own risk.

No part of this website may be linked to without prior written consent from IMF.

Privacy policy

Some portions of the website may require that you provide your personal data. In that regard, these Terms incorporate and should be read together with IMF's Privacy Policy. IMF will use the personal data which you submit to us via this website in accordance with our Privacy Policy. The Privacy Policy sets out:

  • the purposes for which your personal data is collected;
  • the consequences if your personal data is not provided to us;
  • the third parties to which we disclose your personal data;
  • how you may seek access to or correction of your personal data;
  • whether your personal data is likely to be disclosed to overseas entities and in which countries;
  • how you can complain about a breach of our obligations in respect of your personal data and how such a complaint will be dealt with; and
  • how this website may collect, store and use cookies.

IMF's rights

You will indemnify and hold harmless IMF, each IMF Bentham Limited group company and their respective directors, officers, employees, licensors, contractors, agents and any third party content providers against all damages, losses, actions, costs, claims, demands and causes of action whatsoever at law, in equity or under statute, that IMF may suffer or incur as a result of any breach of these Terms by you. These obligations will survive any termination of your relationship with IMF or your use of the website.

Alterations

IMF reserves the right to at its sole discretion terminate, suspend or alter the content of this website and to amend these Terms at any time. Continued use of this website after alteration of these Terms constitutes acceptance of such alterations.

Complaints procedure

If you have a question or complaint about this website, please contact us.

Jurisdiction

These Terms and any dispute, controversy, proceedings or claim of whatever nature arising out of or in any way relating to these Terms will be governed by and construed in accordance with Singapore laws and the Singapore Courts have exclusive jurisdiction to resolve any disputes relating to these Terms.

General

IMF's failure to insist upon or enforce strict performance of any provisions of these Terms shall not be construed as a waiver of any provision or right. If any part of these Terms is held to be unenforceable, the unenforceable part shall be given effect to the greatest possible extent, and the remainder will remain in full force and effect.

These Terms are effective as of 22 June 2017.